Take up a challenge this New Year. Apart from making simple resolutions that you can stick to and planning the year ahead of you, do something that seems not-so-easy to you.
For example, learn a new language, or set yourself a goal to run a certain number of kilometres everyday, if you don’t exercise regularly. Start working towards initiating the activity in the New Year by gathering information about what you are going to do this month, to be able to begin next month.
Lastly, try this as an activity that does not require you to pay money. In case you are learning a language, make it a do-it-yourself task, or ask a friend who knows the language already to give you lessons. This will not only help you improve your abilities, it will also ensure that you value, and persevere, that which does not involve a financial transaction.
Learning can be fun, and challenging yourself can be very satisfying when you begin to see results. Both can keep you inspired enough to jump out of bed everyday, where money, as you will see for yourself, has no role to play.